China's pension system has been basically established more pay more incentive mechanism, retirees retirement pension, when its capture expends fixed number of year at work, pay cost is directly related to the length. However, although such a mechanism will motivate the worker to pay more pensions, but if the early death after retirement, and produce a new problem, that is not part of the finished pension cannot be inherited by the children, so as to make the person produces the feeling that the "loss". Aimed at this situation, people club department...